Supporting Agriculture and Rural Communities

Products >> Loans

United FCS provides many products and services including:
Loans - Real Estate Loans, Home Loans, Machinery Loans, and Operating Loans, & Leases

Loans

Real Estate Loans

Long-term mortgage loans provide a stable source of capital for financing rural real estate assets - farmland or facility purchases and construction of new facilities.

Home Loans

Welcome home to a mortgage lender you already know and trust!
United FCS is a full service mortgage lender, offering conventional and secondary market home loans for purchase, new construction, refinance, and vacant land.

Machinery Loans

Intermediate-term loans are available to farmers to cover the purchase of new or used equipment and machinery. Loan terms and repayment schedules are flexible to match the loan purpose and income cycle of the borrower.

Operating Loans

Looking for a short-term loan to finance your daily business operations? United FCS has two types of operating loans available to customers.

Leases

Depending on your needs, goals, and situation, a lease may be a better alternative than a traditional loan. A lease allows you to acquire the equipment you need without tying up your capital.

Young and Beginning Farmers

Age 35 or less? Farming for less than 10 years? If you fit either or both of these characteristics, you may qualify for special consideration under our Young and Beginning Farmer Program. To fulfill our vision and as a part of our mission, United FCS is committed to serving the needs of young and beginning farmers in our service area.